The telegraphic transfer is a means of wiring funds from one location to another. Originally, telegraphic transfers made use of the telegraph as a means of transferring money between a point of origin and a point of termination. Today, the process of transferring money between two parties no longer involves the telegraph, but the use of the term remains common in several countries.

Sometimes referred to as a Telex Transfer or simply TT, the telegraphic transfer has long been a means of communication between banking institutions. In days gone by, the telegraphic transfer could be used to send money from an account in one bank to an account at a bank located anywhere else in the world. Generally, there were charges associated with the performance of a telegraphic transfer, with both the sender and the recipient paying a small fee for the transaction.