The United States is home to use at least 6 years to recover the lender, a trend that should help to limit the negative effects of foreclosures on home values of orbit, at the end of this year.
Creditors 36964 American homes last month, down 31% since last July, foreclosed properties company RealtyTrac said on Thursday.
Average monthly progress through July, foreclosures are expected to reach nearly 490000, fell by about 27%, from the same period last year, the company said. This is also since 2007, 404849, was brought back to a minimum.
The confiscated property peaked in 2010, 105 million, and has been declining ever since. This trend has been accelerated recovery in the housing market, stable employment growth, and still keep low mortgage interest rates, housing prices have been rising in the United States.
The front end of the foreclosure pipeline is becoming more and more thin.
The lender by foreclosure fell by 38% in July, 60601 from a year earlier, according to RealtyTrac said.
Foreclosures started by each bank to recover the number of homes increased by 6% and 6%, respectively, from June. But increases every year, the long-term trend of more telling, in less than half the states.
"One of the most obvious sign, distress foreclosures on the market, the market has a lot of foreclosures lost, in most cases, the vice President of RealtyTrac, said:" Keith's cloth.
In more than a dozen states, including Texas, Colorado, Michigan and indiana, foreclosure activity level equal to or less than month average made his last appearance before the housing collapse, Mr Keith.
"We expect the category, in order to increase the number of countries in the next few months," he said.
One of the 15 states, significantly increase each year began last month foreclosure Maryland (275%) (137%), Oregon (27%) and New York.
Completed foreclosures rise last month on the basis of annual in 18 states, including Arkansas (266%), Oklahoma (126%), (100%) and (20%), Ohio, New York.
Many homeowners in these countries and elsewhere continue to owe their mortgages exceed the value of houses, known as negative equity. Homeowners in negative equity can be more vulnerable to foreclosure, they should be behind their mortgage rates.
There are about 97000 families, 19.8% of American households made, at the end of the first quarter, according to data provider CoreLogic negative equity. This is down to $1.05 billion, or 21.7%, to mortgage the family, at the end of last year.
In a healthy housing market, the history of underwater mortgages accounted for 5% of all homes with mortgages.
At some stage, as of July during the foreclosed houses are tied the prosperity of the real estate market, the Banks to tighten lending standards for loans to buy homes.
Has 562533 households in the path of foreclosure, the origin of the 71% of loans between 2004 and 2008, the company said.
In the process of Florida home foreclosures, nearly 80% of the loan can be traced back to the real estate bubble years. RealtyTrac, said, this is one reason why countries registered any states highest foreclosure rate last month or three times more than the national average.
The state of foreclosures started dropped 28% from a year earlier, but complete foreclosures rose by 13%.
Rounding the foreclosure rate of 10 states of Maryland last month, Ohio, Connecticut, new Mexico, Illinois, Nevada, Georgia, south Carolina and Utah.



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