The mainland many departments of urban and rural residents by a serious illness insurance work instruction opinion, permitted commercial insurance institutions undertaking serious illness insurance for urban and rural residents.
According to the instruction opinion, the government will from the medical insurance for urban residents fund, new agriculture close fund in a certain proportion as a serious illness insurance capital, through the tender selected commercial insurance institutions undertaking. Accept insurance institutions in addition to should be responsible for their own profits and losses, but also must follow the balance of payments and break-even meager profit principle, to medical treatment charge pays actually ratio shall not be less than 50%.
Cure of the state council office director SunZhiGang think, commercial organizations to insurance contract form undertaking serious illness, health care, will strengthen the medical institutions and medical cost restriction, which is beneficial to promote the improvement of the basic medical insurance orgnaization of efficiency. The policy was also regarded as China medical insurance is an important step in the commercialization.



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